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Count on Access Group for Graduate PLUS Loans
The Graduate PLUS Loan (also referred to as Grad PLUS Loan) is a federally-guaranteed student loan
that helps meet financial needs that exceed Federal Stafford Loan limits.
Grad PLUS is a credit-based loan, and in order to be eligible, you cannot currently have adverse credit. However, if you cannot meet the credit requirements, you can still obtain the loan with an endorser who does. See Grad PLUS Loan Terms and Rates for credit requirements.
With our low-rate Grad PLUS Loans, you can supplement your Stafford loans
and borrow up to the full cost of your education (as certified by your
school), including books, living expenses, and more.
Graduate PLUS Loan benefits:
- No annual or aggregate limits—borrow what you need.
- Fixed interest rate.
- Defer payments while in school.
- Additional six-month forbearance available to match the Stafford Loan
grace period.
Note: Before applying for a Grad PLUS loan, you must submit a completed Free Application for Federal Student Aid (FAFSA) and the school must determine your maximum eligibility for subsidized and unsubsidized Stafford loan funds. You are encouraged to first borrow the full amount of Federal Stafford Loan eligibility before applying for PLUS loans.
Check student loan rates and terms
#1 Originator of Graduate PLUS Loans for 2006!
Access Group was listed as the top Graduate PLUS Loan lender for 2006 by Student Marketmeasure, Inc.
Access Group is a nonprofit student loan provider with over 20 years'
experience specializing in federal financial aid and graduate and professional
student loans. Because student loans are our only business, we can put
you - the student - first. With money-saving payment discounts and helpful
educational materials, Access Group is the smart choice for students seeking
federal student loans.
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