Student Loan Programs

We encourage you to maximize scholarships, grants and federal loans. When these sources of aid are not enough to pay for college, a private student loan can help you fill the gap. With a private student loan, you can cover up to 100% of your cost of attendance and make no payments until 12 months after you graduate.

Access Group is pleased to offer in-school private loans through our association with CampusDoor.

• No payments are required while the student is enrolled at least half-time.
• There is a 12-month grace period after the student graduates or six months after dropping below half-time enrollment before the student has to make a single payment.
• Our online application is a simple four-step process that gets you an online decision in less than a minute.
• A private student loan can be used for graduate and undergraduate education.
• Any loan fees are financed so borrowers get a loan with no out-of-pocket expenses. The interest on the loan may be tax-deductible.
• Repayment term of up to 25 years,¹ depending on loan balance.

To be eligible for a private student loan, a student must meet the following criteria:

• Enrolled at least half-time at one of over 3,000 approved schools;
• At least 18 years of age (19 in Alabama and Nebraska, 21 in Puerto Rico and Mississippi);²
• A U.S. citizen or eligible non-citizen with Proof of Residency card (I-151 or I-551); and
• Acceptable credit history or an approved cosigner. We encourage all loan applicants to apply with a creditworthy cosigner to increase their chances of
  approval and of obtaining a lower interest rate and/or loan fee.

With the Borrower Savings Program, you may be eligible for cosigner release and interest rate reductions for direct debit and for on-time payment of your private student loan.³ You can also prepay on the loan penalty-free at any time. See our online loan application for details about the Borrower Savings Program.